Wealth Solutions

Structured solutions for evolving financial priorities.

A personalized framework designed around investment objectives, risk profile, liquidity requirements, portfolio allocation and long-term priorities.

A structured approach to understanding and organizing wealth.

Every investor has different aspirations, investment experience, liquidity requirements, risk considerations and existing financial commitments.

Our process begins with understanding these factors before evaluating portfolio allocation, product access and ongoing investment requirements.

01

Investment Objectives

Understand stated financial goals, expected outcomes and investment priorities.

02

Risk Profile

Consider risk tolerance, product familiarity and ability to absorb volatility.

03

Investment Horizon

Assess short-term, medium-term and long-term requirements.

04

Liquidity Requirements

Identify planned and potential cash-flow requirements before product selection.

Personalized Wealth View
360° Wealth View
Objectives Risk Liquidity Allocation

Solutions built around clarity, access and review.

Our wealth solutions focus on portfolio organization, investment access, asset allocation, risk awareness, protection requirements and ongoing reporting support.

01
IP

Investment Planning

Organize investment requirements around objectives, time horizon, risk considerations and liquidity priorities.

  • Objective assessment
  • Investment horizon review
  • Liquidity requirement mapping
  • Risk-profile consideration
02
AA

Asset Allocation

Review allocation across asset classes, product categories, investment managers and strategies.

  • Equity allocation
  • Fixed-income allocation
  • Alternative investments
  • Eligible global exposure
03
PR

Portfolio Review

Assess existing investments across allocation, concentration, duplication, product mix and liquidity.

  • Portfolio consolidation
  • Concentration review
  • Product overlap assessment
  • Periodic monitoring
04
IA

Investment Access

Access traditional and alternative investment products, subject to eligibility and applicable regulations.

  • Mutual funds
  • PMS and AIFs
  • Fixed-income products
  • Market-linked opportunities
05
PS

Protection Solutions

Access eligible life, health and general insurance products based on stated protection requirements.

  • Life protection
  • Health insurance
  • General insurance
  • Family protection needs
06
RS

Reporting & Support

Receive portfolio visibility, transaction support, documentation assistance and periodic reporting.

  • Consolidated reports
  • Transaction assistance
  • Documentation support
  • Relationship servicing
Illustrative Allocation

Multi-Asset Portfolio

Example only
4 Asset Classes
Equity
40%
Fixed Income
30%
Alternatives
20%
Global Exposure
10%
Allocation shown is illustrative and does not represent an investment recommendation or a client portfolio.

Diversification begins with thoughtful allocation.

Asset allocation refers to the distribution of investments across different asset classes and product categories.

The appropriate allocation may differ for each investor based on objectives, investment horizon, risk profile, liquidity requirements and existing investments.

01

Reduce Concentration

Review excessive exposure to one asset class, product, manager or investment theme.

02

Balance Risk and Liquidity

Consider how portfolio volatility and liquidity terms align with financial needs.

03

Review Periodically

Allocation may require review as markets, priorities and financial requirements evolve.

Existing investments need visibility and context.

A portfolio review helps organize existing investments and identify allocation, concentration, product overlap and liquidity considerations.

Request a Portfolio Review
01

Portfolio Consolidation

Organize investments across products, providers and asset classes.

02

Allocation Assessment

Review distribution across equity, debt, alternatives and global exposure.

03

Concentration Analysis

Identify concentrated exposure to products, sectors, themes or investment managers.

04

Liquidity Review

Understand lock-in periods, exit conditions and liquidity-related requirements.

05

Product Overlap

Identify duplication across funds, strategies and underlying exposures.

06

Periodic Monitoring

Review portfolio structure as financial requirements and markets evolve.

Wealth planning also requires financial protection.

Protection requirements may differ based on family responsibilities, income profile, financial commitments, healthcare needs and existing insurance coverage.

Sterling Prime facilitates access to eligible life, health and general insurance products based on stated requirements and applicable product terms.

Life Insurance

Products intended to address eligible life protection requirements.

Health Insurance

Access to eligible health-insurance products based on stated healthcare requirements.

General Insurance

Access to eligible general-insurance products for applicable protection needs.

SP Protection Life · Health · General
01 Family Protection Needs
02 Health Coverage Needs
03 Assets Risk Protection

From understanding to ongoing monitoring.

01

Understand

Understand investment objectives, risk profile, investment horizon, liquidity requirements and existing investments.

02

Assess

Review portfolio allocation, concentration, diversification and overall investment requirements.

03

Explore

Explore relevant products and strategies across traditional, alternative and eligible global asset classes.

04

Facilitate

Support execution, documentation, onboarding and transaction-related requirements.

05

Monitor

Provide reporting and periodic reviews to monitor portfolio allocation and evolving requirements.

Start Your Wealth Conversation

Explore solutions aligned with your financial priorities.

Connect with Sterling Prime for product access, portfolio visibility and relationship-led support.

Schedule a Consultation
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